Redefining Business Liquidity
At 360payZ, we are committed to empowering businesses by transforming available credit limits into instant working capital. Our platform enables business owners to make vendor, supplier, utility, and operational payments using their credit cards while ensuring secure and efficient bank settlements.
Our Story
Founded in 2026, 360payZ was created to solve a common challenge faced by startups, small businesses, and growing enterprises across India.
While many businesses have access to credit cards, a large number of vendors, wholesalers, landlords, and service providers continue to accept only direct bank transfers. This creates a liquidity gap that often limits business growth and operational flexibility.
To bridge this gap, we built a secure platform that enables businesses to utilize their credit card limits and seamlessly transfer funds to recipient bank accounts. By combining convenience, flexibility, and technology-driven automation, 360payZ helps businesses manage cash flow more effectively while maximizing the benefits of their available credit.
Did You Know?
Small businesses can significantly improve working capital management by leveraging credit-based payment solutions, helping extend payment cycles and preserve cash for business growth.
Our Mission
To democratize cash-flow management for businesses across India by providing a fast, secure, and reliable credit-to-bank payment platform that improves financial flexibility and operational efficiency.
Our Vision
To build India's most trusted business payment ecosystem, enabling entrepreneurs and enterprises to access smarter liquidity solutions, simplified financial operations, and greater control over business cash flow.
Meet Our Founding Team
360payZ is built by a team of passionate technology professionals dedicated to solving real-world financial challenges for Indian businesses.
Aman Tomar
Founder, CEOData Scientist & AI/ML Engineer
Â
Aman leads the artificial intelligence and automation initiatives at 360payZ. His work focuses on enhancing platform intelligence, operational efficiency, and user experience through advanced technology solutions.
Akash Singh
Co-founder & CTOIIT BHU | B.Tech, M.Tech & Ph.D.
Â
Akash brings extensive expertise in technology, research, and scalable platform architecture. His focus on innovation and long-term strategy helps drive the vision behind 360payZ.
Archit Singh
Co-founder & COOIIT Dhanbad | B.Tech & M.Tech
Â
Archit specializes in engineering systems, operational excellence, and product development. He plays a key role in building reliable and efficient payment experiences for businesses.
Together, the founding team is committed to building a secure, technology-driven platform that empowers businesses with greater liquidity, flexibility, and financial confidence.
Our Strategic Roadmap
Platform Launch
Launch of the 360payZ web platform featuring secure onboarding, instant verification workflows, and streamlined business payment processing.
Mobile Applications
Release of native iOS and Android applications with enhanced user experience, biometric authentication, and real-time transaction management.
Business Payment Automation
Introduction of advanced payment workflows, automated reminders, recurring payments, and enhanced business financial management tools.
International Vendor Payments
Enable cross-border vendor settlements and multi-currency payment capabilities, helping Indian businesses transact with global suppliers more efficiently.
Why Businesses Choose 360payZ
At 360payZ, we believe every business deserves access to smarter financial tools that unlock growth, improve liquidity, and simplify payments.